:root{--tm-navy:#071d46;--tm-blue:#116cf4;--tm-red:#ff263d;--tm-ink:#0c234c;--tm-muted:#65758f;--tm-soft:#f5f9ff;--tm-line:#dfe9f6;--tm-shadow:0 16px 36px rgba(7,29,70,.10)}
.tm-shell{width:min(1460px,calc(100% - 48px));margin-inline:auto}.tm-section{padding:62px 0}.tm-kicker{display:inline-flex;align-items:center;gap:8px;font-size:.75rem;font-weight:900;letter-spacing:.11em;color:var(--tm-red);text-transform:uppercase}.tm-kicker:before{content:"";width:28px;height:3px;border-radius:4px;background:var(--tm-red)}.tm-kicker-light{color:#fff}.tm-kicker-light:before{background:#fff}.tm-btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:50px;padding:0 24px;border-radius:13px;font-weight:800;text-decoration:none!important;transition:.22s transform,.22s box-shadow}.tm-btn:hover{transform:translateY(-2px)}.tm-btn-red{background:linear-gradient(135deg,#ff263d,#ff3c4e);color:#fff;box-shadow:0 12px 24px rgba(255,38,61,.24)}.tm-btn-white{background:#fff;color:var(--tm-ink);border:1px solid #cad9ee;box-shadow:0 10px 24px rgba(8,34,75,.07)}
.tm-hero{position:relative;min-height:560px;background-image:linear-gradient(90deg,rgba(255,255,255,.98) 0%,rgba(255,255,255,.94) 34%,rgba(255,255,255,.52) 51%,rgba(255,255,255,.03) 76%),var(--tm-hero);background-size:cover;background-position:center;overflow:hidden}.tm-hero:after{content:"";position:absolute;inset:auto 0 0;height:90px;background:linear-gradient(0deg,#fff,rgba(255,255,255,0));pointer-events:none}.tm-hero-inner{position:relative;z-index:1;min-height:560px;display:grid;grid-template-columns:minmax(0,690px) 1fr;gap:40px;align-items:center;padding:30px 0 65px}.tm-breadcrumb{display:flex;gap:9px;align-items:center;color:#6f7c93;font-size:.86rem;margin-bottom:19px}.tm-breadcrumb a{color:var(--tm-blue);font-weight:800}.tm-hero h1{margin:7px 0 16px;max-width:760px;color:var(--tm-ink);font-size:clamp(3rem,5.3vw,5.55rem);line-height:.94;letter-spacing:-.055em}.tm-hero h1 em{display:block;color:var(--tm-red);font-style:normal}.tm-lead{max-width:640px;margin:0 0 16px;color:#243a5c;font-size:1.22rem;line-height:1.46;font-weight:700}.tm-checks{list-style:none;padding:0;margin:0 0 22px;display:grid;gap:8px}.tm-checks li{position:relative;padding-left:30px;color:#233858;font-weight:760}.tm-checks li:before{content:"✓";position:absolute;left:0;top:-1px;width:20px;height:20px;border-radius:50%;display:grid;place-items:center;background:var(--tm-red);color:#fff;font-size:.72rem;font-weight:900}.tm-actions{display:flex;gap:12px;flex-wrap:wrap}.tm-trust{display:flex;gap:20px;flex-wrap:wrap;margin-top:17px;color:#254164;font-size:.82rem;font-weight:760}.tm-hero-card{position:absolute;right:12px;bottom:76px;width:295px;background:rgba(255,255,255,.94);backdrop-filter:blur(9px);border:1px solid rgba(255,255,255,.84);border-radius:22px;padding:21px;box-shadow:0 24px 55px rgba(6,29,70,.18)}.tm-hero-card div{display:grid;grid-template-columns:48px 1fr;gap:12px;align-items:center;padding:9px 0;border-bottom:1px solid #e6edf7}.tm-hero-card div:last-child{border-bottom:0}.tm-hero-card img{width:46px;height:46px;object-fit:contain}.tm-hero-card strong{display:block;color:var(--tm-ink);font-size:.9rem}.tm-hero-card span{display:block;color:#65748e;font-size:.77rem;margin-top:2px;line-height:1.35}
.tm-types{position:relative;z-index:3;margin-top:-30px;padding:0 0 28px}.tm-heading{text-align:center;max-width:960px;margin:0 auto 26px}.tm-heading h2,.tm-guide h2,.tm-faq h2{margin:7px 0 8px;color:var(--tm-ink);font-size:clamp(2rem,3.2vw,3.1rem);line-height:1.05;letter-spacing:-.035em}.tm-heading h2 em,.tm-guide h2 em,.tm-faq h2 em{font-style:normal;color:var(--tm-red)}.tm-heading p{margin:0;color:#6c7890;font-size:1rem;line-height:1.6}.tm-type-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:10px}.tm-type-card{display:flex;flex-direction:column;align-items:center;text-align:center;overflow:hidden;border-radius:18px;background:#fff;border:1px solid #e1eaf7;color:var(--tm-ink);box-shadow:0 10px 24px rgba(8,34,75,.055);transition:.22s transform,.22s box-shadow}.tm-type-card:hover{transform:translateY(-5px);box-shadow:0 18px 34px rgba(8,34,75,.12)}.tm-type-card img{width:100%;height:132px;object-fit:cover}.tm-type-card>div{padding:14px 12px 16px;display:flex;flex-direction:column;align-items:center;min-height:142px}.tm-type-card strong{font-size:.92rem}.tm-type-card span{margin-top:5px;color:#6c7a91;font-size:.74rem;line-height:1.42}.tm-type-card i{margin-top:auto;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;border:1.5px solid var(--tm-blue);color:var(--tm-blue);font-style:normal;font-weight:900}
.tm-guarantees{background:linear-gradient(180deg,#fff,#f5f9ff)}.tm-guarantee-grid{display:grid;grid-template-columns:repeat(8,1fr);gap:10px}.tm-guarantee-grid article{min-height:190px;padding:18px 12px;border-radius:16px;border:1px solid #e0e9f6;background:#fff;text-align:center;display:flex;flex-direction:column;align-items:center;box-shadow:0 8px 22px rgba(8,34,75,.04)}.tm-guarantee-grid img{width:72px;height:72px;object-fit:contain;margin-bottom:8px}.tm-guarantee-grid h3{margin:0 0 5px;color:var(--tm-ink);font-size:.83rem}.tm-guarantee-grid p{margin:0;color:#68778f;font-size:.72rem;line-height:1.42}
.tm-why{background:#061a3c;color:#fff}.tm-why-grid{display:grid;grid-template-columns:.84fr 1.08fr .62fr;min-height:350px;align-items:stretch}.tm-why-copy{padding:44px 28px 44px 0;align-self:center}.tm-why h2{margin:8px 0 18px;font-size:clamp(2.35rem,3.7vw,3.65rem);line-height:1.01;letter-spacing:-.045em}.tm-why h2 em{font-style:normal;color:var(--tm-red)}.tm-why ul{list-style:none;padding:0;margin:18px 0 22px;display:grid;gap:10px}.tm-why li{position:relative;padding-left:31px;color:#dce6f5;font-weight:700}.tm-why li:before{content:"✓";position:absolute;left:0;top:-2px;width:21px;height:21px;border-radius:50%;display:grid;place-items:center;background:var(--tm-red);font-size:.73rem}.tm-why-visual img{width:100%;height:100%;object-fit:cover;display:block}.tm-stats{display:grid;background:linear-gradient(180deg,#0b2c60,#071e45);padding:20px}.tm-stats>div{display:grid;grid-template-columns:48px 1fr;gap:12px;align-items:center;padding:15px 0;border-bottom:1px solid rgba(255,255,255,.1)}.tm-stats>div:last-child{border-bottom:0}.tm-stats img{width:46px;height:46px;object-fit:contain}.tm-stats strong{display:block}.tm-stats small{display:block;color:#aec0da;margin-top:2px}
.tm-guide{background:#fff}.tm-guide-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:28px}.tm-guide article,.tm-guide aside{background:#fff;border:1px solid #e1eaf7;border-radius:20px;padding:28px;box-shadow:0 12px 30px rgba(8,34,75,.055)}.tm-guide article p,.tm-guide article li,.tm-guide aside p,.tm-guide aside li{color:#5f708a;line-height:1.72}.tm-guide article h3{margin:25px 0 9px;color:var(--tm-ink);font-size:1.3rem}.tm-guide article ul{padding-left:20px}.tm-side-photo{padding:0!important;overflow:hidden}.tm-side-photo img{width:100%;height:230px;object-fit:cover}.tm-side-photo>div{padding:24px}.tm-docs{list-style:none!important;padding:0!important;display:grid;gap:9px}.tm-docs li{position:relative;padding:11px 12px 11px 38px;background:#f4f8ff;border-radius:11px}.tm-docs li:before{content:"▤";position:absolute;left:13px;color:var(--tm-blue);font-weight:900}
.tm-process{padding:42px 0;background:linear-gradient(180deg,#fff,#f8fbff)}.tm-process-grid{display:grid;grid-template-columns:repeat(4,1fr) 1.1fr;gap:12px}.tm-process article{position:relative;min-height:182px;padding:22px 14px;border:1px solid #e1eaf7;border-radius:16px;background:#fff;display:flex;flex-direction:column;align-items:center;text-align:center}.tm-process article>i{position:absolute;left:12px;top:12px;width:31px;height:31px;border-radius:50%;display:grid;place-items:center;background:var(--tm-blue);color:#fff;font-style:normal;font-weight:900}.tm-process article img{width:64px;height:64px;object-fit:contain;margin:14px 0 8px}.tm-process article strong{color:var(--tm-ink);font-size:.9rem}.tm-process article p{margin:5px 0 0;color:#6a7890;font-size:.76rem;line-height:1.43}.tm-process aside{position:relative;overflow:hidden;border-radius:16px;border:1px solid #e1eaf7;min-height:182px;background:#0b2857}.tm-process aside img{width:100%;height:100%;object-fit:cover;opacity:.48}.tm-process aside>div{position:absolute;inset:0;padding:25px;display:flex;flex-direction:column;justify-content:center;color:#fff}.tm-process aside strong{font-size:1.18rem;max-width:210px}.tm-process aside span{margin:6px 0 15px;color:#dbe6f5;font-size:.82rem}
.tm-faq{background:#f6f9ff}.tm-faq-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:42px;align-items:start}.tm-faq-card{min-height:320px;padding:34px;border-radius:20px;background-image:linear-gradient(90deg,rgba(5,23,55,.93),rgba(5,23,55,.76)),var(--tm-faq);background-size:cover;background-position:center;color:#fff}.tm-faq-card h2{color:#fff}.tm-faq-card p{color:#dce6f4;line-height:1.6}.tm-faq details{background:#fff;border:1px solid #dfe8f5;border-radius:12px;margin-bottom:9px;box-shadow:0 7px 18px rgba(8,34,75,.035)}.tm-faq summary{list-style:none;cursor:pointer;padding:16px 18px;display:flex;align-items:center;justify-content:space-between;gap:14px;color:var(--tm-ink);font-weight:800}.tm-faq summary::-webkit-details-marker{display:none}.tm-faq summary b{color:var(--tm-blue);font-size:1.15rem}.tm-faq details p{padding:0 18px 17px;margin:0;color:#64738b;line-height:1.65}.tm-final{padding:44px 0;background-image:linear-gradient(90deg,rgba(4,20,49,.96),rgba(4,20,49,.76),rgba(4,20,49,.26)),var(--tm-final);background-size:cover;background-position:center;color:#fff}.tm-final .tm-shell{display:flex;align-items:center;justify-content:space-between;gap:28px}.tm-final h2{max-width:900px;margin:6px 0 8px;font-size:clamp(2rem,3.2vw,3.15rem);line-height:1.04}.tm-final h2 em{font-style:normal;color:#ff4253}.tm-final p{margin:0;color:#dce6f5}.tm-final-badges{display:flex;gap:12px;flex-wrap:wrap;margin-top:14px}.tm-final-badges span{font-size:.78rem;color:#d9e6f6}.tm-subhero{padding:62px 0;background:linear-gradient(120deg,#f3f8ff,#fff)}.tm-subgrid{display:grid;grid-template-columns:1fr .85fr;gap:38px;align-items:center}.tm-subhero h1{font-size:clamp(2.6rem,4.8vw,4.5rem);line-height:1;letter-spacing:-.04em;margin:8px 0 16px}.tm-subhero p{font-size:1.08rem;line-height:1.7;color:#536985}.tm-subhero img{width:100%;height:400px;object-fit:cover;border-radius:22px;box-shadow:var(--tm-shadow)}.tm-subpoints{display:grid;gap:9px;margin:18px 0 24px}.tm-subpoints div{display:flex;gap:10px;align-items:center}.tm-subpoints b{width:23px;height:23px;border-radius:50%;display:grid;place-items:center;background:var(--tm-red);color:#fff;font-size:.76rem}.tm-subcontent{padding:60px 0}.tm-subcontent-grid{display:grid;grid-template-columns:minmax(0,1fr) 340px;gap:32px}.tm-subcontent article h2{font-size:2rem;color:var(--tm-ink);margin:0 0 12px}.tm-subcontent article h2:not(:first-child){margin-top:30px}.tm-subcontent article p{color:#60708a;line-height:1.75}.tm-subcontent aside>div{border:1px solid #e1eaf6;border-radius:17px;padding:22px;margin-bottom:16px;background:#fff}.tm-subcontent aside>div:first-child{background:#f3f8ff}.tm-subcontent aside h3{margin-top:0;color:var(--tm-ink)}
@media(max-width:1280px){.tm-type-grid{grid-template-columns:repeat(3,1fr)}.tm-guarantee-grid{grid-template-columns:repeat(4,1fr)}.tm-why-grid{grid-template-columns:1fr 1fr}.tm-stats{grid-column:1/-1;grid-template-columns:repeat(4,1fr)}.tm-stats>div{border-bottom:0;border-right:1px solid rgba(255,255,255,.1);padding:10px 14px}.tm-process-grid{grid-template-columns:repeat(4,1fr)}.tm-process aside{grid-column:1/-1;min-height:230px}.tm-hero-card{right:14px}}
@media(max-width:920px){.tm-shell{width:min(100% - 28px,1460px)}.tm-hero{min-height:auto;background-position:66% center}.tm-hero-inner{grid-template-columns:1fr;min-height:auto;padding:44px 0 165px}.tm-hero-card{left:14px;right:14px;bottom:30px;width:auto;max-width:480px}.tm-type-grid{grid-template-columns:repeat(2,1fr)}.tm-guarantee-grid{grid-template-columns:repeat(2,1fr)}.tm-why-grid,.tm-guide-grid,.tm-faq-grid,.tm-subgrid,.tm-subcontent-grid{grid-template-columns:1fr}.tm-why-copy{padding:38px 0}.tm-why-visual{min-height:300px}.tm-stats{grid-template-columns:1fr 1fr}.tm-process-grid{grid-template-columns:1fr 1fr}.tm-process aside{grid-column:1/-1}.tm-final .tm-shell{align-items:flex-start;flex-direction:column}.tm-subhero img{height:340px}}
@media(max-width:620px){.tm-section{padding:44px 0}.tm-hero{background-position:67% center}.tm-hero-inner{padding-top:30px}.tm-hero h1{font-size:3rem}.tm-lead{font-size:1rem}.tm-actions{display:grid}.tm-actions .tm-btn{width:100%}.tm-trust{gap:9px;flex-direction:column}.tm-type-grid{grid-template-columns:1fr 1fr}.tm-type-card img{height:110px}.tm-guarantee-grid{grid-template-columns:1fr}.tm-process-grid{grid-template-columns:1fr}.tm-process aside{grid-column:auto;min-height:285px}.tm-stats{grid-template-columns:1fr}.tm-stats>div{border-right:0;border-bottom:1px solid rgba(255,255,255,.1)}.tm-faq-card{padding:26px}.tm-final .tm-btn{width:100%}.tm-subhero{padding:38px 0}.tm-subhero img{height:260px}.tm-subcontent{padding:42px 0}}