.vtc-page{--navy:#061a46;--blue:#1268e8;--blue2:#44a1ff;--red:#ff263d;--ink:#10224a;--muted:#6f7d98;--line:#dce8f7;background:#fff;color:var(--ink);font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif}.vtc-page *{box-sizing:border-box}.vtc-page em{font-style:normal;color:var(--red)}.vtc-shell{width:min(1180px,calc(100% - 40px));margin:auto}.vtc-kicker{display:inline-block;font-size:.76rem;font-weight:900;letter-spacing:.12em;color:var(--blue);text-transform:uppercase}.vtc-breadcrumb{display:flex;gap:8px;align-items:center;flex-wrap:wrap;font-size:.78rem;margin-bottom:18px;color:#6d7c97}.vtc-breadcrumb a{text-decoration:none;color:var(--blue)}.vtc-hero{min-height:640px;background-image:linear-gradient(90deg,rgba(247,251,255,.99) 0%,rgba(247,251,255,.93) 45%,rgba(247,251,255,.20) 72%,rgba(247,251,255,.03) 100%),var(--hero);background-size:cover;background-position:center;display:flex;align-items:center}.vtc-hero-grid{display:grid;grid-template-columns:1.15fr 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rgba(255,38,61,.22)}.vtc-btn.red:hover{transform:translateY(-2px)}.vtc-btn.white{background:#fff;border-color:#bfd1ea;color:var(--navy)}.vtc-mini{display:flex;gap:20px;flex-wrap:wrap;margin-top:17px;color:#1d3a69;font-size:.78rem;font-weight:780}.vtc-hero-card{background:rgba(255,255,255,.95);border:1px solid rgba(216,229,246,.9);border-radius:24px;padding:10px;box-shadow:0 24px 65px rgba(5,39,95,.16);backdrop-filter:blur(12px)}.vtc-hero-card article{display:flex;gap:12px;align-items:center;padding:12px 10px;border-bottom:1px solid #eef4fb}.vtc-hero-card article:last-child{border-bottom:0}.vtc-hero-card img{width:54px;height:54px;object-fit:contain}.vtc-hero-card strong,.vtc-hero-card span{display:block}.vtc-hero-card strong{font-size:.9rem;color:var(--navy)}.vtc-hero-card span{font-size:.75rem;color:#71809a;margin-top:2px}.vtc-section{padding:68px 0}.vtc-soft{background:linear-gradient(#f8fbff,#f1f7fe)}.vtc-heading{text-align:center;max-width:900px;margin:0 auto 32px}.vtc-heading h2,.vtc-split-heading h2{color:var(--navy);font-size:clamp(2rem,3.2vw,3rem);line-height:1.05;margin:7px 0 10px;letter-spacing:-.035em}.vtc-heading p,.vtc-split-heading p{color:var(--muted);line-height:1.55}.vtc-profile-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:14px}.vtc-profile{display:block;text-decoration:none;color:inherit;background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden;box-shadow:0 10px 28px rgba(12,53,105,.07);transition:.25s}.vtc-profile:hover{transform:translateY(-4px);box-shadow:0 18px 38px rgba(12,53,105,.13)}.vtc-profile .pic{height:145px;overflow:hidden;background:#eef5ff}.vtc-profile .pic img{width:100%;height:100%;object-fit:cover;transition:.3s}.vtc-profile:hover img{transform:scale(1.05)}.vtc-profile>div:last-child{padding:14px 13px 20px;min-height:118px;position:relative;text-align:center}.vtc-profile strong,.vtc-profile span{display:block}.vtc-profile strong{color:var(--navy);font-size:.94rem}.vtc-profile span{font-size:.74rem;color:#70809b;line-height:1.35;margin-top:5px}.vtc-profile i{position:absolute;bottom:9px;left:50%;transform:translateX(-50%);width:27px;height:27px;border-radius:50%;border:2px solid var(--blue);display:grid;place-items:center;color:var(--blue);font-style:normal;font-weight:900}.vtc-g-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:13px}.vtc-g-grid article{background:#fff;border:1px solid var(--line);border-radius:17px;padding:18px 12px;text-align:center;box-shadow:0 9px 25px rgba(16,59,109,.055)}.vtc-g-grid img{width:72px;height:72px;object-fit:contain;margin-bottom:8px}.vtc-g-grid strong,.vtc-g-grid span{display:block}.vtc-g-grid strong{font-size:.88rem;color:var(--navy)}.vtc-g-grid span{font-size:.73rem;line-height:1.4;color:#75829b;margin-top:5px}.vtc-why{background:#071b3e}.vtc-why-grid{display:grid;grid-template-columns:1.05fr .78fr .62fr;min-height:390px;align-items:stretch}.vtc-why .panel{padding:44px 26px 44px 0;color:#fff}.vtc-why .panel .vtc-kicker{color:#91c5ff}.vtc-why h2{font-size:2.2rem;line-height:1.07;margin:9px 0 18px}.vtc-why ul{list-style:none;padding:0;display:grid;gap:9px;margin:0 0 22px}.vtc-why li{padding-left:25px;position:relative}.vtc-why li:before{content:'✓';position:absolute;left:0;color:#ff5363;font-weight:900}.vtc-why .photo img{width:100%;height:100%;object-fit:cover}.vtc-why .stats{display:grid;align-content:center;gap:10px;padding:24px 0 24px 20px}.vtc-why .stats article{background:#0d2a5b;border:1px solid rgba(255,255,255,.08);border-radius:14px;padding:16px;color:#fff}.vtc-why .stats b,.vtc-why .stats span{display:block}.vtc-why .stats b{font-size:1.15rem}.vtc-why .stats span{font-size:.78rem;color:#b9cbe6;margin-top:3px}.vtc-steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.vtc-steps article{position:relative;background:#fff;border:1px solid var(--line);border-radius:17px;text-align:center;padding:23px 18px;box-shadow:0 10px 30px rgba(14,54,107,.06)}.vtc-steps b{position:absolute;top:12px;left:12px;background:var(--blue);color:#fff;width:29px;height:29px;border-radius:50%;display:grid;place-items:center}.vtc-steps img{width:74px;height:74px;object-fit:contain}.vtc-steps strong,.vtc-steps span{display:block}.vtc-steps strong{color:var(--navy);margin-top:8px}.vtc-steps span{font-size:.79rem;line-height:1.4;color:#75829b;margin-top:5px}.vtc-criteria{display:grid;grid-template-columns:repeat(7,1fr);gap:12px}.vtc-criteria article{background:#fff;border:1px solid var(--line);border-radius:15px;padding:16px 9px;text-align:center}.vtc-criteria img{width:58px;height:58px;object-fit:contain}.vtc-criteria strong{display:block;color:var(--navy);font-size:.8rem;margin-top:7px}.vtc-split-heading{display:grid;grid-template-columns:1fr 360px;gap:30px;align-items:start;margin-bottom:26px}.vtc-docs{background:#f5f9ff;border:1px solid var(--line);border-radius:17px;padding:20px}.vtc-docs h3{margin:0 0 12px;color:var(--navy)}.vtc-docs ul{margin:0;padding-left:20px;color:#61708d;line-height:1.55}.vtc-formula-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.vtc-formula-grid article{position:relative;border:1px solid var(--line);background:#fff;border-radius:19px;padding:25px;box-shadow:0 12px 35px rgba(10,53,105,.07)}.vtc-formula-grid article.featured{border:2px solid var(--red);transform:translateY(-6px)}.vtc-formula-grid article.featured>span{position:absolute;top:-15px;left:50%;transform:translateX(-50%);background:var(--red);color:#fff;padding:6px 14px;border-radius:999px;font-size:.72rem;font-weight:850}.vtc-formula-grid h3{margin:0 0 16px;color:var(--navy);font-size:1.42rem}.vtc-formula-grid ul{list-style:none;padding:0;display:grid;gap:10px;min-height:150px}.vtc-formula-grid li{padding-left:22px;position:relative}.vtc-formula-grid li:before{content:'✓';position:absolute;left:0;color:#08a56a;font-weight:900}.vtc-formula-grid a{display:block;text-align:center;padding:11px;border:2px solid var(--blue);border-radius:999px;text-decoration:none;color:var(--blue);font-weight:850}.vtc-formula-grid .featured a{background:var(--red);border-color:var(--red);color:#fff}.vtc-guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.vtc-guide-grid article{background:#fff;border:1px solid var(--line);border-radius:17px;overflow:hidden;box-shadow:0 10px 28px rgba(10,52,104,.06)}.vtc-guide-grid img{width:100%;height:190px;object-fit:cover}.vtc-guide-grid div{padding:15px}.vtc-guide-grid strong{display:block;color:var(--navy);line-height:1.35}.vtc-guide-grid a{display:inline-block;margin-top:10px;color:var(--blue);font-weight:850;text-decoration:none}.vtc-faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px 16px}.vtc-faq details{background:#fff;border:1px solid var(--line);border-radius:13px;overflow:hidden}.vtc-faq summary{padding:14px 16px;cursor:pointer;list-style:none;display:flex;justify-content:space-between;font-weight:800;color:var(--navy)}.vtc-faq summary::-webkit-details-marker{display:none}.vtc-faq p{margin:0;padding:0 16px 16px;color:#687693;line-height:1.55}.vtc-final{background-image:linear-gradient(90deg,rgba(3,21,51,.96),rgba(3,21,51,.75) 52%,rgba(3,21,51,.12)),var(--final);background-size:cover;background-position:center;color:#fff;padding:58px 0}.vtc-final .vtc-shell{display:flex;justify-content:space-between;gap:34px;align-items:center}.vtc-final .vtc-kicker{color:#8fc5ff}.vtc-final h2{font-size:clamp(2rem,3.4vw,3.2rem);line-height:1.05;margin:8px 0}.vtc-final p{color:#d1ddec;max-width:650px}.vtc-subhero{padding:82px 0;background-image:linear-gradient(90deg,rgba(247,251,255,.99),rgba(247,251,255,.92) 58%,rgba(247,251,255,.30)),var(--hero);background-size:cover;background-position:center}.vtc-subhero h1{max-width:790px;font-size:clamp(2.7rem,4.8vw,4.8rem)}.vtc-subhero p{max-width:700px;font-size:1.08rem;line-height:1.62;color:#43577c}.vtc-sub-grid{display:grid;grid-template-columns:1fr .9fr;gap:38px;align-items:center}.vtc-sub-grid h2{font-size:2.15rem;color:var(--navy)}.vtc-sub-grid aside img{width:100%;border-radius:22px;box-shadow:0 20px 50px rgba(10,43,92,.14)}.vtc-big-list{list-style:none;padding:0;display:grid;gap:11px;margin:20px 0}.vtc-big-list li{position:relative;background:#f3f8ff;padding:13px 15px 13px 44px;border-radius:12px}.vtc-big-list li:before{content:'✓';position:absolute;left:15px;color:var(--blue);font-weight:900}.vtc-info-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.vtc-info-grid article{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px}.vtc-info-grid strong,.vtc-info-grid span{display:block}.vtc-info-grid strong{color:var(--navy);font-size:1.05rem}.vtc-info-grid span{margin-top:6px;font-size:.82rem;color:#75819b;line-height:1.45}
@media(max-width:1100px){.vtc-profile-grid{grid-template-columns:repeat(3,1fr)}.vtc-g-grid{grid-template-columns:repeat(5,1fr)}.vtc-criteria{grid-template-columns:repeat(4,1fr)}.vtc-hero-grid{grid-template-columns:1fr 300px}.vtc-why-grid{grid-template-columns:1fr 1fr}.vtc-why .stats{grid-column:1/-1;grid-template-columns:repeat(4,1fr);padding:22px 0}.vtc-guide-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:760px){.vtc-shell{width:min(100% - 24px,1180px)}.vtc-section{padding:46px 0}.vtc-hero{min-height:auto;background-position:62% center}.vtc-hero-grid{grid-template-columns:1fr;padding:34px 0 42px}.vtc-copy h1{font-size:3.2rem}.vtc-hero-card{max-width:520px}.vtc-profile-grid{grid-template-columns:repeat(2,1fr)}.vtc-g-grid{grid-template-columns:repeat(2,1fr)}.vtc-steps,.vtc-formula-grid,.vtc-faq-grid,.vtc-split-heading,.vtc-sub-grid,.vtc-info-grid{grid-template-columns:1fr}.vtc-criteria{grid-template-columns:repeat(2,1fr)}.vtc-why-grid{grid-template-columns:1fr}.vtc-why .panel{padding:38px 24px}.vtc-why .photo img{height:330px}.vtc-why .stats{grid-template-columns:1fr 1fr;padding:20px 0}.vtc-formula-grid article.featured{transform:none}.vtc-guide-grid{grid-template-columns:1fr}.vtc-final .vtc-shell{display:block}.vtc-final .vtc-btn{margin-top:16px}.vtc-subhero{padding:52px 0}}
@media(max-width:470px){.vtc-copy h1{font-size:2.6rem}.vtc-actions .vtc-btn{width:100%}.vtc-profile-grid,.vtc-g-grid,.vtc-criteria,.vtc-why .stats{grid-template-columns:1fr}.vtc-profile .pic{height:200px}.vtc-mini{gap:10px 14px}}